VC Adventure

MAY 14, 2020

As I wrote about at the beginning of the week, the SBA has made a mess of the Payroll Protection Program. Yes, there are some challenges to parts of the structure of the program , but I was referring in that post to the SBAs implementation of the program and the varied guidance they’ve given since the program’s launch.

SBA 83

SBA Programming Affiliate Lean 83

The Startup Magazine

JUNE 4, 2023

In a perfect world, small businesses would have an endless stream of revenue coming in and there wouldn’t be need to worry about financing. Sometimes businesses have to get creative when it comes to their small business financing, especially when revenue is low. However, we all know that’s not the case.

Finance 108

Finance Revenue Small Business Bootstrapping 108

Women Entrepreneurs Can

JULY 2, 2019

Not only are women-owned businesses increasing at two and a half times the rate of all US businesses combined, but both the revenue growth and employment growth of women-owned businesses have also outpaced the national averages for all businesses. US Small Business Administration (SBA). Women-Owned Business Federal Procurement Program.

SBA 97

SBA United States Technical Review Government 97

Up and Running

JUNE 23, 2022

You can also ask your bank about SBA-backed borrowing. SBA stands for Small Business Administration, a federal agency that often provides partial guarantees on small business loans to promote small businesses. It could be a specific revenue number, the elimination of other debt, or a lengthier cash runway.

SBA 163

SBA Finance Balance Sheet Technical Review 163

Startup Professionals Musings

JUNE 23, 2023

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home.

Silicon Valley 292

Silicon Valley CPA Small Business Administration Startup 292

Startup Professionals Musings

SEPTEMBER 27, 2020

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home.

Silicon Valley 431

Silicon Valley CPA Small Business Administration SBA 431

Up and Running

MAY 15, 2018

Your business model must show the potential to increase the revenue with minimal expenditure in the coming months or years. Small Business Administration (SBA) loans can be a good option. Save the splurge for when you’re bringing in more revenue. Investors in particular want to fund only scalable or ready to scale businesses.

SBA 84

SBA Angel Investor Technical Review Startup 84

Startup Professionals Musings

MAY 6, 2023

If ten percent of these numbers, multiplied by your average product price, will get you the revenue you need to scale your business, you will get the love you need from angel and venture capital investors. In most cases, these are available to the public for free access, and can be referenced and footnoted in your plan.

SBA 300

SBA Venture Capital Business Plan Social Media 300

Startup Professionals Musings

JUNE 25, 2012

Just don’t quit your day job before your new company is producing revenue. If your company needs only a temporary or small infusion of cash, you should try for an SBA loan, or a bank line of credit. Friends and family. After bootstrapping, friends and family are the most common funding sources for early-stage startups.

Technical Review 257

Technical Review Bootstrapping Venture Capital Incubator 257

Startup Professionals Musings

FEBRUARY 24, 2017

Yet, according to statistics from the Small Business Association (SBA), over half of new businesses offer something else - personal professional services, including consulting, business coaching, and advisory services. Set pricing to assure both revenue and profit. They expect reviews and testimonials from other clients.

Differentiation 141

Differentiation SBA Social Media Dividend 141

ReadWriteStart

NOVEMBER 18, 2022

Net operating income is the revenue minus the cost of equity capital. One popular source is the Small Business Association (SBA). These SBA loans will go through a business lender such as a bank or credit union. The SBA offers a guarantee on the loan. Typically, a DSCR score must be above 1.25 to get financing.

Portfolio 196

Portfolio SBA Balance Sheet .Net 196

Startup Professionals Musings

NOVEMBER 5, 2010

An SBA research study a while back is typical in concluding that gender is not a factor in new venture performance. Female owners are more likely to have positive revenues. Only one in four companies in the USA today are run by women, but the number of female-owned firms is growing twice as fast as all businesses.

Entrepreneur 282

Entrepreneur SBA Technical Review Finance 282

Up and Running

MAY 16, 2017

According to 2016 statistics published by the Small Business Administration (SBA) , only about 78 percent of small business startups survive the first year, and only half make it to the five year point. You can always upgrade all of these items as your business starts to bring in revenue. Create a must-have list.

Technical Review 82

Technical Review SBA Small Business Administration Software Review 82

Startup Professionals Musings

AUGUST 14, 2020

If ten percent of these numbers, multiplied by your average product price, will get you the revenue you need to scale your business, you will get the love you need from angel and venture capital investors. In most cases, these are available to the public for free access, and can be referenced and footnoted in your plan.

Business Plan 393

Business Plan Marketing SBA Venture Capital 393

Growthink Blog

AUGUST 21, 2012

In the United States, many entrepreneurs get SBA loans to start or grow their businesses. Small Business Administration (SBA) guarantees a percentage of each loan. Because of this guarantee program, it's much easier for entrepreneurs like you to get SBA loans -- as the bank doesn't need to bear all the risk themselves.

SBA 83

SBA Small Business Administration United States Due Diligence 83

Startup Professionals Musings

MARCH 16, 2011

Just don’t quit your day job before your new company is producing revenue. If your company needs only a temporary or small infusion of cash, you should try for an SBA loan, or a bank line of credit. Friends and family. After bootstrapping, friends and family are the most common funding sources for early-stage startups.

Technical Review 233

Technical Review Bootstrapping Startup Venture Capital 233

Up and Running

AUGUST 30, 2017

Like it or not, this will likely affect your revenue and enrollment, especially if you are offering part-time care. That said, loans through the SBA can be standalone based on the viability of your business plan, so I recommend looking into them. If you buy a business, an SBA loan can also be a possibility.

Business Plan 93

Business Plan SBA Software Review Advisory Board 93

Up and Running

DECEMBER 16, 2020

We witnessed this in April and May of this year as many small businesses were turned away from needed Paycheck Protection Program (PPP) funds offered by the SBA because they couldn’t meet the standard of “acceptable credit” required by the SBA and their lenders. Do you have the revenue and cash flow to make periodic loan payments?

Small Business 123

Small Business SBA United States Early Stage 123

YoungUpstarts

FEBRUARY 20, 2019

Mandi Ellefson , a successful consultant helping small businesses to improve their growth and revenues, explains: We believe that good design is good business. A sole proprietorship is the “most basic type of business to establish” according to the SBA (Small Business Administration). You absolutely have to elevate your brand.

Small Business Administration 147

Small Business Administration LLC Limited Liability Company SBA 147

YoungUpstarts

FEBRUARY 26, 2015

The SBA has a variety of loan programs and offers considerable resources to small business startups. Don Powers, owner of Powers Scanning stated, “I immediately saw an increase in sales after investing in my CRM system, which also allowed me to focus on recurring revenue.”. Small Business Administration. LendingClub Inc. ,

Small Business 100

Small Business Small Business Administration SBA Non-Compete 100

Gust

JUNE 17, 2012

Just don’t quit your day job before your new company is producing revenue. If your company needs only a temporary or small infusion of cash, you should try for an SBA loan, or a bank line of credit. Friends and family. After bootstrapping, friends and family are the most common funding sources for early-stage startups.

Technical Review 164

Technical Review Bootstrapping Venture Capital Incubator 164

YoungUpstarts

FEBRUARY 26, 2016

According to the Small Business Administration (SBA), 50 percent of small businesses fail within the first year, and 95 percent fail within five years. It’s important to keep in mind that there are two types of revenue/profit loss when you’re a small business owner.

Small Business Administration 100

Small Business Administration SBA Business Model Small Business 100

Up and Running

OCTOBER 12, 2017

According to the SBA, roughly two-thirds of business with employees survive at least two years, and only about half make it to their fifth birthday, so it’s important to understand what it means to work on your business. Without revenue, nothing else in your business can really go very far.

Metrics 128

Metrics Software Review Forecast Small Business 128

Startup Professionals Musings

DECEMBER 1, 2018

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home.

Silicon Valley 210

Silicon Valley CPA Small Business Administration SBA 210

Startup Professionals Musings

MARCH 1, 2010

Just don’t quit your day job before your new company is producing revenue. If your company needs only a temporary or small infusion of cash, you should try for an SBA loan, or a bank line of credit. Friends and family. After bootstrapping, friends and family are the most common funding sources for early-stage startups.

Technical Review 149

Technical Review Bootstrapping Startup Venture Capital 149

YoungUpstarts

NOVEMBER 26, 2018

Total revenue of the hotel industry in the United States will surpass $200 billion this year. SBA 7a Loans. SBA 7a loans can give you up to $5 million dollars on loan. SBA 504 Loans. SBA 504 loans have an upper limit of $20 million dollars. SBA 504 loans usually have a 10-20 years term. is the CDC cut.

Finance 127

Finance SBA Finder United States 127

Up and Running

AUGUST 15, 2014

Administrator of the SBA, Maria Contreras-Sweet, believes there are 4 things to consider before you take the plunge: What is your vision for your business? If you identify a new revenue stream but need additional skills. When you have a steady stream of revenue. Should you hire a new employee? Weigh your options.

Hiring 99

Hiring Employee Los Angeles SBA 99

YoungUpstarts

MARCH 30, 2020

The lender will care less about your credit score when applying and more about your business’s revenue, which makes getting a short-term loan a breeze. The United States backed organization known as the Small Business Administration (SBA) has loans that are a great alternative to traditional bank loans. Online Loans.

Finance 147

Finance SBA Small Business Administration Startup 147

VC Adventure

APRIL 19, 2020

. – Consider a separate loan program for very small businesses (fewer than 10 or 20 employees) that’s based on a revenue formula and so long as they use the funds for current expenses (i.e., – We need distribution mechanisms beyond the SBA (which is overwhelmed). Expand the SBA Microloan Program .

SBIR 105

SBIR SBA Distribution Programming 105

Up and Running

OCTOBER 3, 2017

Revenue/Sales Forecast. Small Business Administration (SBA). Detailed business plan outline: 1.0 Executive Summary. Competition. Financial Highlights. Opportunity. Problem Worth Solving. Our Solution. Validation of Problem and Solution. Roadmap/Future Plans. Market Analysis Summary. Market Segmentation. Target Market Segment Strategy.

Business Plan 134

Business Plan Balance Sheet Forecast Lean 134

VC Adventure

APRIL 16, 2020

It also makes $600 million in loans available to “Main Street” businesses — “small and mid-sized businesses that were in good financial standing before the crisis, by offering four-year loans to companies employing up to 10,000 workers, or with revenues of less than $2.5 In 2018 the SBA generated approximately $30 billion in loans.

Small Business 110

Small Business SBA United States America 110

David Teten

NOVEMBER 14, 2019

I wrote recently about Should you raise venture capital from a traditional equity VC or a Revenue-Based Investing VC? Since then, I’ve talked with a number of other firms, and greatly expanded my database: Who are the major Revenue-Based (RBI) Investing VCs? Revenue-based investing VC. Venture debt.

SBIC 60

SBIC SBA Cap Table Database 60

Berkonomics

APRIL 16, 2020

Rent and other fixed costs continue, even when revenues have dried up – a fatal combination. Apply to the SBA for an Emergency Loan or through your bank for the new “PPP” loan program. There is lots of literature published by the SBA, attorneys and accounting firms about both. Many businesses threatened with closure forever.

SBA 87

SBA Burn Rate Salary Stock 87

Up and Running

MAY 2, 2011

How revenues are generated. so you can demonstrate activity toward continual revenue creation and growth. Detailed financials showing all revenue, assets, liabilities, and repayment structures are necessary to give lenders a clear snapshot of the financial health of the business. Historical financials with debt coverage ratios.

Business Plan 92

Business Plan SBA Revenue Finance 92

Startup Professionals Musings

SEPTEMBER 15, 2018

If ten percent of these numbers, multiplied by your average product price, will get you the revenue you need to scale your business, you will get the love you need from angel and venture capital investors. In most cases, these are available to the public for free access, and can be referenced and footnoted in your plan.

Marketing 219

Marketing SBA Venture Capital Business Plan 219

Duct Tape Marketing

SEPTEMBER 10, 2019

And I’m guessing one of them certainly is a lot of, “What’s the revenue? So what’s your top-line revenue? The more revenue you have, the more valuable your company is going to be, generally. The more revenue you have, the more valuable your company is going to be, generally. Here’s why.

Entrepreneur 49

Entrepreneur Switzerland Revenue Differentiation 49

Up and Running

FEBRUARY 17, 2016

Backed by a team of private local investors, ColdFire gained access to additional capital through an SBA loan. Loans from the Small Business Administration (SBA) can also be a good avenue, but “bank to bank the SBA program is used differently,” says Patrick. Merely making good beer isn’t enough anymore.

Oregon 60

Oregon Jordan SBA Cofounder 60