Startup Professionals Musings

DECEMBER 1, 2018

A common question I get is “How do I get a bank loan to fund my startup?” The default answer is that it probably won’t happen, because most banks just don’t make bank loans to startups. The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan.

Silicon Valley 210

Silicon Valley CPA Small Business Administration SBA 210

Startup Professionals Musings

SEPTEMBER 29, 2014

" Here are some key attributes of CFOs who fit the dream team definition, based on an old article by Mark Macleod from StartupCFO: “It’s all in the details” - A professional accounting designation (CA, CPA) is the foundation. I have a dream” - The startup road is guaranteed to be long and hard. Marty Zwilling.

NDA 248

NDA CPA SEC Startup 248

Startup Professionals Musings

MARCH 9, 2013

" Here are some key attributes of CFOs who fit the dream team definition, based on a definitive article by Mark Macleod : “It’s all in the details” - A professional accounting designation (CA, CPA) is the foundation. I have a dream” - The startup road is guaranteed to be long and hard.

NDA 237

NDA CPA Startup SEC 237

Startup Professionals Musings

OCTOBER 31, 2016

A common question I get is “How do I get a bank loan to fund my startup?” The default answer is that it probably won’t happen, because most banks just don’t make bank loans to startups. The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan.

Security 120

Security Angel Investor Silicon Valley CPA 120

Startup Professionals Musings

APRIL 13, 2012

A common question I get is “How do I get a bank loan to fund my startup?” The default answer is that it probably won’t happen, because most banks just don’t make bank loans to startups. The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan.

Angel Investor 234

Angel Investor CPA Small Business Administration Startup 234

The Equity Kicker

MAY 3, 2018

In startups things move fast, and once you get beyond the high level metrics like sales it is often difficult to get good data, particularly at the very early stages. Calculating an accurate CPA by channel is a good example of something that sounds simple, but is notoriously difficult in practice.

Metrics 87

Metrics CPA Early Stage Retention 87

Up and Running

APRIL 2, 2015

Would you want your bank to invest your checking account balance in a startup? As I explained above, banks do lend money to startups. The need for collateral also means that most small business owners have to pledge personal assets, usually house equity, to get a business loan. CPAs get sued over bad audits. I wouldn’t.

Balance Sheet 60

Balance Sheet SBA Covenant Technical Review 60

Startup Professionals Musings

OCTOBER 15, 2010

A common question I get is “How do I get a bank loan to fund my startup?” The default answer is that it probably won’t happen, because most banks just don’t make bank loans to startups. The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Marty Zwilling.

Angel Investor 242

Angel Investor Startup CPA Small Business Administration 242

Startup Professionals Musings

JANUARY 7, 2011

" Here are some key attributes of CFOs who fit the dream team definition, based on a definitive article by Mark Macleod : “It’s all in the details” - A professional accounting designation (CA, CPA) is the foundation. I have a dream” - The startup road is guaranteed to be long and hard.

NDA 233

NDA CPA Startup SEC 233

Startup Professionals Musings

MAY 11, 2013

A common question I get is “How do I get a bank loan to fund my startup?” The default answer is that it probably won’t happen, because most banks just don’t make bank loans to startups. The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Marty Zwilling.

Entrepreneur 252

Entrepreneur Angel Investor Silicon Valley CPA 252

Business Plan Blog

NOVEMBER 13, 2013

Most startup founders do not have enough capital to launch their companies and need to raise money at some point. Individual investors who provide financial funding to startups are called ‘Angel Investors.’ Among the most common methods of funding used by startups when raising seed capital is “Convertible Debt Financing.”

Finance 93

Finance Accredited Investor Angel Investor Seed Capital 93

Up and Running

JUNE 11, 2014

We asked 12 founders from the Young Entrepreneur Council: How should startup founders calculate their own salaries versus those of staff members once the company starts to grow? Ask Your CPA or Financial Planner. If your startup is in the black, then you should definitely pay yourself a reasonable wage. Incentivize Yourself.

CPA 123

CPA Salary Exit Strategy Cofounder 123

Agile VC

APRIL 17, 2011

AGILEVC My idle thoughts on tech startups. Distribution revenue is CPC and CPA. . Obviously most of these employees are working hard primarily for equity upside compensation, but Kayak’s personnel costs are roughly $200K/head so the company is highly productive on a per employee basis. How to Evaluate Firms for a Seed VC.

Pre-Money Valuation 113

Pre-Money Valuation Liquidation Preference Dividend Common Stock 113

Startup Professionals Musings

FEBRUARY 28, 2010

I am looking for funding of $50K in startup funds, and would like to partner with the right investor to provide this and other future funding as needed. You will find that investors don’t often invest in a services business, since there are no assets for equity, and banks don’t lend money to someone with no credit and a mortgage problem.

Sweat Equity 188

Sweat Equity Entrepreneur Equity CPA 188

infochachkie.com

SEPTEMBER 24, 2011

Be The Beatles Not The Flock Of Seagulls John Greathouse’s Bio ConTraps Part 2 ConTrap Part 3 ConTrap part 4 Startup Children Pt 2 Startup Children Pt 5 Startup Children Pt 3 Startup Children Pt 4 Decision Making 101 Talks: Jason Nazar on how to Persuade. Hands-on startup advice for emerging entrepreneurs.

Equity 40

Equity Silicon Valley Cofounder Technical Review 40

YoungUpstarts

MARCH 31, 2016

There’s a lot of focus these days on teaching entrepreneurs how to do startups right : Validate the market before you build a prototype. The truth is, there are “wrong” mistakes that entrepreneurs can make early in the game, mistakes that will impact a startup’s ability to attract capital investment later on. Conserve cash.

United Kingdom 100

United Kingdom Entrepreneur Oklahoma Ohio 100

Up and Running

DECEMBER 9, 2014

I have been involved in startups since I graduated from college in 1996. My background with entrepreneurialism is this is my sixth startup. One, I’m an entrepreneur or in the startup stage of a business. Three, I’m a book keeper, accountant or CPA and other. This is really an exciting panel to be a part of.

Small Business 95

Small Business Finance Forecast Metrics 95

The Entrepreneurial Mind

JUNE 6, 2011

The first two legs were a business-minded attorney and a CPA. Banks are not in business to take equity risk," Joiner said. Most startup businesses will not be eligible for traditional bank financing because there is no history of cash flow and often little, if any, residual collateral to retire the debt if the business fails."

CPA 72

CPA Vesting Finance Equity 72

Up and Running

JUNE 2, 2011

The same is true for startups, existing businesses, and projected growth. Additionally, if finances are not your strong suit, make sure you have someone on your team (employed or vendor/professional, such as a CPA) who handles this for you. On this point it is important to have financial statements and understand them. Collateral.

Vesting 82

Vesting CPA SBA Bankruptcy 82

Gust

OCTOBER 6, 2011

In my conversations with people in the startup world – from angel investors through entrepreneurs and employees with vast startup experience – I often hear about their perceptions of the marketing role as being pretty limited to acquisition. First – startups are often strained for resources and people have to divide and conquer.

Acquisition 87

Acquisition Marketing CPA PPC 87

Up and Running

FEBRUARY 9, 2015

As CEO of Quintessence Group, Melinda educates entrepreneurs and Fortune 500 companies on subjects including small business startup, business development, and social media marketing. You got to understand that and be okay with that and not go through some melodramatic midlife crisis because you’re working in a struggling startup business.

Social Media 60

Social Media Small Business Software Review Technical Review 60

Early Growth Financial Services

FEBRUARY 19, 2013

Often I work with business owners who think their company is in need of a traditional audit. My first question for them is always…why? In some cases, the high level of assurance of an audit is required and no other substitute will do.

Startup 46

Startup Revenue Operations Sales 46

Gust

SEPTEMBER 21, 2014

.” Here are some key attributes of CFOs who fit the dream team definition, based on an old article by Mark Macleod from StartupCFO: “It’s all in the details” - A professional accounting designation (CA, CPA) is the foundation. I have a dream” – The startup road is guaranteed to be long and hard.

NDA 147

NDA CPA SEC Startup 147

Up and Running

APRIL 29, 2014

Earlier this month I hosted Ryan Clower, a CPA from the accounting firm M. I am a CPA, down here certified in the great state of Texas and really just stoked to be here. This would be kind of some flow-through income from a passive investment you made from an equity perspective. I’m excited to be here. That tax rate is 3.8

.Net 85

.Net Capital Gains Distribution Puerto Rico 85

ConversionXL

JANUARY 18, 2022

Founded in 2015, revenue intelligence startup Gong is now valued at $7.25 It does this by building brand equity and aiding recall. This will allow you to generate more awareness and engagement from content you already know resonates with your audience (meaning you’re likely to see a lower CPC and CPA).

Social Media 145

Social Media Audience Media Marketing 145