Startup Professionals Musings

MARCH 1, 2010

Just don’t quit your day job before your new company is producing revenue. If your company needs only a temporary or small infusion of cash, you should try for an SBA loan, or a bank line of credit. An investment from a venture capital firm is usually expensive, in equity and control. Bartering services for equity.

Technical Review 149

Technical Review Bootstrapping Startup Venture Capital 149

Up and Running

OCTOBER 12, 2017

Whether you’re simply trying to scale your business or seeking equity investment, having a plan is key. . According to the SBA, roughly two-thirds of business with employees survive at least two years, and only about half make it to their fifth birthday, so it’s important to understand what it means to work on your business.

Metrics 128

Metrics Software Review Forecast Small Business 128

David Teten

NOVEMBER 14, 2019

I wrote recently about Should you raise venture capital from a traditional equity VC or a Revenue-Based Investing VC? Since then, I’ve talked with a number of other firms, and greatly expanded my database: Who are the major Revenue-Based (RBI) Investing VCs? Revenue-based investing VC. Revenue-based investing VC.

SBIC 60

SBIC SBA Cap Table Database 60

YoungUpstarts

MARCH 30, 2020

The lender will care less about your credit score when applying and more about your business’s revenue, which makes getting a short-term loan a breeze. They are debt, equity, rewards, and charity. Equity-based crowdfunding is when someone invests in your business in exchange for products or a share. Online Loans.

Finance 147

Finance SBA Small Business Administration Startup 147

Berkonomics

AUGUST 3, 2023

In return, the accelerator often invests $25,000 to $100,000 in the young enterprise and takes from five to ten percent of the equity in return. Venture, private equity and more: Here we lump a large number of investor classes into one. Often private equity investors will want control of the business as well.

Private Equity 118

Private Equity Valuation Cap Table Accredited Investor 118

Up and Running

AUGUST 29, 2014

Part of a venture feasibility study is to look at what financial resources are already available in personal bank accounts, equity in a home, life insurance, family and friends or from selling assets. CPA’s also can represent clients in case of an Internal Revenue Service (IRS) audit. Often this is not true.

Small Business 87

Small Business CPA Government North America 87

YoungUpstarts

JANUARY 29, 2019

I used the equity in my house as my down payment, my work experience and education to convince the SBA lender I was worthy of the loan and my neighbor to introduce me to the franchisor who eventually agreed to sign me up after also personally guaranteeing the loan for the first year. In other words, start slowly.

Entrepreneur 172

Entrepreneur SBA Florida Bootstrapping 172

Up and Running

OCTOBER 3, 2014

Borrowers are opting for non-SBA loans from big banks because these loans require less paperwork and generally are granted faster than SBA loans.” OnDeck’s CEO, Noah Breslow, reported in January that his company generated $65 million in revenue last year, a 150 percent increase over 2012 revenues.

Small Business 84

Small Business SBA Cleveland Early Stage 84

Berkonomics

JUNE 8, 2017

In return, the accelerator often invests $25,000 to $100,000 in the young enterprise and takes from five to ten percent of the equity in return. Venture, private equity and more: Here we lump a large number investor classes into one. Often private equity investors will want control of the business as well.

Private Equity 106

Private Equity Valuation Cap Table Accredited Investor 106

Mike Michalowicz

OCTOBER 7, 2012

Assuming you are company is not the same size as GM, you’ll likely need to rely on sources other than the government, but don’t rule out grants or SBA loans. The second main way to raise money fast is by selling equity in your business. And one good thing about the bank is they don’t become your equity partner.

Oman 103

Oman Turkey SBA Equity 103

Early Growth Financial Services

DECEMBER 24, 2013

For many banks, what it comes down to is that $75,000 loans just don’t generate enough interest revenue to make business sense.

SBA 50

SBA Equity Startup Small Business 50

Up and Running

APRIL 29, 2015

If you think you may still qualify, take a look at some of the loan options offered by the SBA. The SBA has a microloan program, and there are several alternative lending options such as Prosper and Zopa. Home equity line of credit. Revenue-based loan. Microloan. Merchant cash advance. See Also Running Out of Cash?

SBA 60

SBA Finance Security Naming 60

Up and Running

JUNE 2, 2011

The SBA considers additional character points when reviewing a loan request: criminal background, citizenship and legal status within the US. There needs to be a comfortable buffer between what goes out (expenses) and what comes in (revenue). The same is true for startups, existing businesses, and projected growth.

Vesting 82

Vesting CPA SBA Bankruptcy 82

Up and Running

MAY 15, 2018

Your business model must show the potential to increase the revenue with minimal expenditure in the coming months or years. Small Business Administration (SBA) loans can be a good option. They tend to invest large sums of money (but no more than $1 million) in exchange for equity in the startup. . Spend wisely on tech.

SBA 84

SBA Angel Investor Technical Review Startup 84

Startup Professionals Musings

JUNE 23, 2023

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. That’s why angel and equity investors are so sought after by entrepreneurs. Demonstrate an ability to repay from revenues, not collateral. The more conservative ask for two years of positive cash flow.

Silicon Valley 292

Silicon Valley CPA Small Business Administration Startup 292

VC Cafe

APRIL 29, 2020

Source: NVCA , “Startup Ecosystem Faces Capital Crunch over Coming Months” USA – SBA Loans and PPP. The $349 billion aid package issued by the US Government and distributed in the form of SBA loans was quickly gobbled up by a large number of applications, many of which were from venture-backed or PE-backed startups.

SBA 124

SBA Technical Review Startup 124

Startup Professionals Musings

SEPTEMBER 27, 2020

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. That’s why angel and equity investors are so sought after by entrepreneurs. Demonstrate an ability to repay from revenues, not collateral. The more conservative ask for two years of positive cash flow.

Silicon Valley 431

Silicon Valley CPA Small Business Administration SBA 431

Berkonomics

JANUARY 20, 2010

Professional angels, often organized into groups, usually invest from $100,000 to $1 million in a young enterprise. Venture, private equity and more: Here we lump a large number investor classes into one. Venture capital comes with a cost, and there are no bargains for the company when taking such an investment.

Private Equity 69

Private Equity Valuation Cap Table Accredited Investor 69

Up and Running

MAY 23, 2016

In fact, SaaS industry revenue is projected to grow from $49 billion in 2015 to $67 billion in 2018, a compound annual growth rate of approximately eight percent. At this stage, simply list your primary revenue streams and your key expenses. At this stage, simply list your primary revenue streams and your key expenses.

Software Review 74

Software Review Software Delaware Forecast 74

Startup Professionals Musings

DECEMBER 1, 2018

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. That’s why angel and equity investors are so sought after by entrepreneurs. Demonstrate an ability to repay from revenues, not collateral. The more conservative ask for two years of positive cash flow.

Silicon Valley 210

Silicon Valley CPA Small Business Administration SBA 210

Duct Tape Marketing

SEPTEMBER 10, 2019

And I’m guessing one of them certainly is a lot of, “What’s the revenue? So what’s your top-line revenue? The more revenue you have, the more valuable your company is going to be, generally. The more revenue you have, the more valuable your company is going to be, generally. Here’s why.

Entrepreneur 49

Entrepreneur Switzerland Revenue Differentiation 49

Startup Professionals Musings

MAY 11, 2013

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home. Marty Zwilling.

Entrepreneur 252

Entrepreneur Angel Investor Silicon Valley CPA 252

Startup Professionals Musings

OCTOBER 31, 2016

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home. Marty Zwilling.

Security 120

Security Angel Investor Silicon Valley CPA 120

Startup Professionals Musings

APRIL 13, 2012

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home. Marty Zwilling.

Angel Investor 234

Angel Investor CPA Small Business Administration Startup 234

Startup Professionals Musings

OCTOBER 15, 2010

The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back up the loan. Demonstrate an ability to repay from revenues, not collateral. They actually prefer to see that you have a revenue stream to repay the loan, since they don’t want to own another home. Marty Zwilling.

Angel Investor 242

Angel Investor Startup CPA Small Business Administration 242

Up and Running

DECEMBER 9, 2014

Two, revenue. There are SBA loans. Many business owners today really think of financials as being about the past, how much revenue have we had, how much cost did we have. If you can model those two values, compare them and make sure your revenue is higher than the cost obviously that multiple is what’s really important.

Small Business 95

Small Business Finance Forecast Metrics 95

VC Adventure

SEPTEMBER 14, 2020

This after six months of a pandemic assault that has devastated businesses and dragged revenue down by as much as 70% to 80% across this community. innovation and competitiveness,” says the SBA , which tracks business trends for the U.S. At least 50 small businesses flooded. government. I’m choosing my words carefully,” he said.

Government 150

Government Community Colorado Ohio 150