Financing Your Business? Consider An SBA Loan


by Tom Pretty, Head of SBA Lending at TD Bank. Small Business Administration (SBA) Office of Advocacy. Many small businesses find success working with the SBA, which sets guidelines for loans made by third-party partners such as banks and community development organizations.

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The Complete Guide to SBA Loans

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What is an SBA Loan? As an independent agency of the government, the SBA partners with both public and private organizations to deliver its services, including loans. An SBA Loan is not a direct loan from the SBA itself. What types of loans does the SBA loan program offer?

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5 Reasons You Might Not Qualify for an SBA Loan…and What to Do About It

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Small Business Administration (SBA) are attractive for business owners because they offer a range of loan sizes, long repayment terms, and most importantly, low interest rates. So what’s not to like about SBA loans? See Also The Complete Guide to SBA Loans.

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Cafe Commerce of San Antonio and Dreamit Ventures of Austin Win SBA Grants


The SBA received more than 800 applications for its first Growth Accelerator Fund competition. Dreamit Ventures was […] The post Cafe Commerce of San Antonio and Dreamit Ventures of Austin Win SBA Grants appeared first on SiliconHills.

The Right Ingredients: SBA Loan Prep Steps


Small businesses often seek out SBA loans for assistance with working capital because these loans have the lowestsingle-digit interest rates, and best repayment terms with lower monthly payments compared to other options. To start, not every small business is eligible for an SBA loan.

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SBA Launches Loan Marketplace: What Took It So Long?

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SBA chief Maria Contreras-Sweet announced a new loan marketplace that will match borrowers with lenders online

Brief Introduction Into The SBA Loan Programs

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The SBA also offers several loan programs to help those businesses meet demand, acquire needed assets and personnel, and preserve working capital in an undulating market. Under the micro loan program, the SBA provides small, short-term loans to small businesses and certain nonprofits.

The Number One Misconception about SBA Loans

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The SBA in not a lender. Money


5 SBA Loan Programs That Help Small Businesses Thrive

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SBA loans are incredibly valuable for borrowers who might not otherwise be able to secure funding at reasonable rates and terms.

SBA Chief Nomination Goes to Full Senate for a Vote

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President Trump's choice to lead the U.S. Small Business Administration was overwhelmingly approved in committee

Bungled SBA Reorg Blew $2.1 Million

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A 2014 restructuring spent millions on early-retirement incentives but left the agency lacking the talent to do its job. Politics

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Big or Small, This SBA Definition Tweak Affects You

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It''s part of a much-needed reassessment of size standards-- the SBA has not updated its criteria since the late 1970s--that will allow a far greater breadth of companies to benefit from government programs. The changes will affect nearly 18,000 individual businesses, the SBA says.

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Which SBA Loan Program is Right For You?

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If you're interested in applying for an SBA loan but aren't sure where to start, read on to determine which SBA loan program is the best fit for your business needs

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Entrepreneurs Need More Workers and Loans, Says SBA's Linda McMahon

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Women and minority small business owners have a harder time securing a loan for their businesses.

Six Uses for The SBA 7a Loan Program and Why It Was Saved

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Congress saves SBA 7a Loan Funding


Why the SBA Funds Businesses Like Yours

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In the United States, many entrepreneurs get SBA loans to start or grow their businesses. Small Business Administration (SBA) guarantees a percentage of each loan. Ask them how many SBA loans they make and how often they fund loans in the dollar range of what you need.

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How the S.B.A. Can Help You Raise Money

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Karen Mills, who leads the U.S. Small Business Administration, explains what the government arm is doing to help entrepreneurs borrow now

5 Pointers from the SBA's Recent Twitter Chat

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The chat included advice on locating resources and finding work-life balance

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Your Quickstart Guide to the SBA Loan Programs

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If you're interested in an SBA loan for your business, read on to get the quick facts about each SBA loan program to determine the best choice for your business


3 Hurdles to Getting a Bank Loan and How to Overcome Them

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See Also The Complete Guide to SBA Loans. If you don’t have the right type of collateral, then focus on getting an SBA loan. SBA loans are commercial loans that are backed by the Small Business Administration.

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SBA Chief Launches Accelerator Competition

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Yes: the SBA is looking to accelerate business accelerators. Maria Contreras-Sweet , who has been at the helm of the SBA for just 30 days, said the competition''s goal is to foster "those who help seed organizations, helping startups go from zero to 60." In addition to geographic diversity, the SBA is going to be looking for incubators and accelerators that are founded by or trying to support women and other underrepresented groups.

SBA Panel: 'Focus on What You Do Best and Outsource the Rest'

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During a National Small Business Week event, Inc. columnist Gene Marks and other experts discussed the trend of startups forming strategic partnerships to handle their non-core business functions. If you are a nascent company, time is your enemy and resources are tight.

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SBA Gets a New Restructuring Plan

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The agency is adopting guidelines to get back on track after a botched 2014 early-retirement program.

SBA Lending Program Could Reach Limit in July

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Unless lawmakers raise the $18.75 billion limit, entrepreneurs won't be able to seek new loans from the Small Business Administration's lending program

Why SBA Loans Make Sense For Banks & Business Owners

Growthink Blog

A great source of funding to start or grow your business is SBA loans. read more. Dave Lavinsky


Shulman: Should Founders Personally Guaranty Bank Loans?

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I’ve explained publicly to many of my government friends why the SBA is totally ineffective around lending to high growth, venture backed companies. Their requirement for a personal guarantee from the founders and any owners (including investors) of over 20% of the company is another reason the SBA is a total fail when it comes to lending for high growth companies. VC Post of the Day leading personal guarantees sba vc post of the day

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The 2 Best Tips From SBA's Small Business People of the Year

Inc Startups

Garrett and Melanie Marrero co-founded Maui Brewing Company, Hawaii's largest craft beer brewery.

Why Your Data May Not Be Safe With the SBA

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A report from the General Accountability Office alleges mismanagement at the Small Business Administration, and your data may be on the line

SBA: Only 1 Percent of America's Small Businesses Export Overseas

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Linda McMahon, head of the U.S. Small Business Administration, urged entrepreneurs and American businessmen to take their products worldwide. Economy

Hello, Middle America. The SBA Wants to Get You Funded.

Inc Startups

The SBA's chief says she wants to even the balance, and she has the programs to do it. Patient Growth Capital: One of the most important tools we have at the Small Business Administration (SBA) to reach high growth entrepreneurs is the Small Business Investment Company (SBIC) program.


Former SBA Chief Raises Alarm Over a Still Tight Credit Market for Small Businesses

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Karen Mills'' Harvard report on the state of small business lending paints a bleak picture, with the exception of technology

SBA Plays Small Business Matchmaker

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With three matchmaking events during National Small Business Week, the SBA is looking to spark a little love between small business owners and government contractors.

Growing Your Business Value with the SBA Mentor-Protégé Program

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A look at how the new mentorship program can help business owners better compete for government contracts and drive up the value of their business

20 Business Laws Every Entrepreneur Should Know in 2015

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Starting a Business business laws laws legal SBA small business lawsAre you finally ready to turn your business idea into a reality? As you know, there’s a lot of preparation that goes into launching a business.

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SBA Helping Owners Tap Their Real Estate Loans for Equity

Inc Startups

Business owners may be overlooking a SBA program that helps them refinance commercial loans to obtain working capital. The SBA wants to put some extra money in your pockets. Though the SBA site simply states: "Any expense directly related to business operations."

Three Ghoulish Blunders SMBs Make Applying For SBA Funding


For many small businesses, capital comes from SBA loans which provide the company with low monthly payments and reasonable rates. Here are three frequent bogeymen that can trip up a small business that wants an SBA loan: 1. By Evan Singer, General Manager for SmartBiz.

The Head of the SBA on Economic Recovery and Job Growth

Inc Startups

Maria Contreras-Sweet, head of the Small Business Administration, talks about loan prospects for companies, new government programs and initiatives, and the goal of increasing the number of women and immigrant entrepreneurs

Former SBA Chief Karen Mills on How to Jump Start the Economy Now

Inc Startups

Mills stepped down from her position as administrator for the SBA last August. These are the SBA''s flagship 7(a) loan program, which gives 5,000 banks participating in the program access to loan guarantees by the federal government.


9 Surprising Reasons You Should Love the SBA--Even If You Don't Need a Loan

Inc Startups

It's put $20 billion of credit into our economy without costing the taxpayers a cent

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SBA's Plan for Getting More Money into the Hands of Minority Business Owners

Inc Startups

Small Business Administrator Maria Contreras-Sweet lays out her plan for economic growth