Up and Running

NOVEMBER 26, 2018

Most healthy businesses need business financing at some point. Startups have to deal with starting costs and ongoing businesses have to finance growth and working capital. Financing options depend on what kind of business you have. Don’t waste your time looking for the wrong kind of financing.

SBA 161

SBA Venture Capital Angel Investor Technical Review 161

Startup Professionals Musings

JUNE 5, 2015

David is one of the most active angel investors in New York, and also the CEO of Gust , which is an online platform for startup financing used by over 45,000 accredited angel investors, 1000 angel groups and venture capital funds, and 200,000 entrepreneurs. Rose, according to his recent book, “ Angel Investing.”

Angel Investor 120

Angel Investor Angel Groups Accredited Investor IRR 120

Startup Professionals Musings

JULY 16, 2012

In the last year, there has been a resurgence of interest, some say a bubble, by both angels and VCs, in a pre-Series A kicker to identify promising startups with seed funding, before major equity has been given away. Despite these pundits, I sense a fundamental change in the early-stage financing eco-system. Early-stage startup.

Early Stage 253

Early Stage Finance Seed Stage Entrepreneur 253

Pascal's View

OCTOBER 11, 2013

I first visited the Museum of American Finance a couple of years ago, and it is not only a great space,it is a useful resource for visitors interested in a wide range of current exhibits on current capital markets topics, as well as documents and artifacts related to capital markets, money and banking.

New York 31

New York Technical Review Angel Investor Finance 31

Business Plan Blog

NOVEMBER 13, 2013

The first milestone in a new startup’s financing is called ‘Seed Capital’ which refers to the initial investment raised by the founders from their friends and family, or commonly referred to as FFF (Friends, Family and Founders), who mostly use their personal assets. Convertible Debt Financing. Raising Seed Capital.

Finance 93

Finance Accredited Investor Angel Investor Seed Capital 93

Berkonomics

AUGUST 3, 2023

Some businesses require very little capital and the founder can self-finance the enterprise and retain 100% of its ownership and control from ignition through liquidity event (startup through sale). And even with the significant cost of credit card debt, many entrepreneurs aggressively use existing cards to finance a startup.

Private Equity 118

Private Equity Valuation Cap Table Accredited Investor 118

Duct Tape Marketing

FEBRUARY 27, 2014

Equity Crowdfunding: Your Solution for Small Business Financing? But in order to travel, add personnel, and execute on expansion plans in the coming year, many small businesses will need financing… which is where things get tricky. Crowdfunding for Small Business: Marketing and Financing. The first is marketing.

Equity 60

Equity Finance Small Business Accredited Investor 60

VC Cafe

JULY 4, 2012

Amongst the different types of crowdfunding: Donation, Reward, Lending and Equity, the latter is on the rise as a fundraising mechanism for European startups. investors can then, through the platform, buy small parts of this equity stake. Below is a table of the equity Crowdfunding platforms operating in Europe: Location.

Equity 160

Equity Europe Due Diligence Startup 160

Startup Professionals Musings

NOVEMBER 10, 2014

Many entrepreneurs seems to be convinced that the “crowd” of regular people using the Internet will somehow solve their startup funding needs, when they sense a lack of interest from accredited investors. But safely seeking equity investments from the crowd via the Jobs Act of 2012 is problematic and has still not been defined.

Non-disclosure Agreement 254

Non-disclosure Agreement Intellectual Property Accredited Investor Equity 254

The Startup Magazine

FEBRUARY 24, 2021

There are multiple types of investors and each one is different. Angel investors. In many cities with a startup scene, there are angel investors. They are high net worth individuals who are also accredited investors. You’ll be part of a cohort of startups that will have a big demo day for investors.

Accredited Investor 90

Accredited Investor Angel Investor Initial Public Offering Due Diligence 90

Gust

JULY 8, 2012

In the last year, there has been a resurgence of interest, some say a bubble, by both angels and VCs, in a pre-Series A kicker to identify promising startups with seed funding, before major equity has been given away. Despite these pundits, I sense a fundamental change in the early-stage financing eco-system. Early-stage startup.

Early Stage 177

Early Stage Finance Seed Stage Entrepreneur 177

Startup Professionals Musings

MARCH 17, 2013

Many entrepreneurs seems to be convinced that the “crowd” of regular people using the Internet will somehow solve their startup funding needs, when they sense a lack of interest from accredited investors. But safely seeking equity investments from the crowd via the Jobs Act of 2012 is problematic and has still not been defined.

Non-disclosure Agreement 266

Non-disclosure Agreement Intellectual Property Accredited Investor Equity 266

Scott Edward Walker

MAY 15, 2012

This post is the third part of a three-part primer on convertible note seed financings. Part 1, entitled “ Everything You Ever Wanted To Know About Convertible Note Seed Financings (But Were Afraid To Ask) ,” addressed the basics. Part 2, entitled “ Convertible Note Seed Financings: Econ 101 for Founders ,” addressed the economics.

Finance 64

Finance Founder Accredited Investor Preferred Stock 64

YoungUpstarts

JUNE 5, 2019

The good news for fintech entrepreneurs, though, is that we are well past the time when investors might have viewed fintech as a fad that would pass. I think that most investors have come to understand that fintech is here to stay. Finance is getting more and more high tech each year. Angel investors.

Angel Investor 113

Angel Investor Accredited Investor Bootstrapping Boston 113

Gust

APRIL 23, 2014

From a completely biased perspective, I’d nominate the nascent and not yet completely visible rise of online equity investing platforms. While Gust is generally flying under the radar, and currently accounts for an infinitesimally tiny fraction of the marketplace, the actual numbers may be a bit surprising.

Angel Groups 127

Angel Groups Accredited Investor Private Equity Deal Flow 127

The Startup Magazine

MARCH 22, 2019

Some angel investors are lawyers, doctors, or other professionals, while many are entrepreneurs who have found success and want to invest their own money in businesses with potential. A business angel gives an entrepreneur money in exchange for a percentage of equity in his or her business.

Angel Investor 122

Angel Investor Venture Capital Accredited Investor Equity 122

Gust

NOVEMBER 2, 2014

Many entrepreneurs seems to be convinced that the “crowd” of regular people using the Internet will somehow solve their startup funding needs, when they sense a lack of interest from accredited investors. But safely seeking equity investments from the crowd via the Jobs Act of 2012 is problematic and has still not been defined.

Non-disclosure Agreement 160

Non-disclosure Agreement Intellectual Property Accredited Investor Equity 160

Up and Running

DECEMBER 19, 2013

What crowd funding was intended to mean was the idea that you could put some information about your business somewhere, for instance, a website, and then you could solicit investors and they would get equity or shares in your company for their investment. You can only do that with accredited investors.

Accredited Investor 70

Accredited Investor United States Equity Finance 70

Up and Running

FEBRUARY 27, 2013

But still, we need a reality check: Startups on Kickstarter don’t sell shares to investors. That’s great, because it’s the best kind of financing, sales, not equity. But they don’t sell shares to investors. No, it doesn’t let you get equity investment in your startup.

Accredited Investor 73

Accredited Investor SEC Equity Finance 73

Berkonomics

JUNE 8, 2017

Some businesses require very little capital and the founder can self-finance the enterprise and retain 100% of its ownership and control from ignition through liquidity event (startup through sale). composed of these investors and management. For you who fit that description, nice work. It’s an option, even though an expensive one.

Private Equity 106

Private Equity Valuation Cap Table Accredited Investor 106

Up and Running

MAY 27, 2014

Is this the investor’s first time investing in a company that needs to raise multiple rounds of financing (if you are in fact doing so)? Is your target market new to the investor? Is the investor asking for a non-dilution clause (a stipulation that their equity shares never dilute) in your operating agreement? (No

Angel Investor 119

Angel Investor Dilution Accredited Investor Due Diligence 119

Hearpreneur

AUGUST 2, 2016

We generate fully-surveyed and verified Investor and Reservation leads, for both accredited and non-accredited investors. And a big part of that comes down to a lack of education messaging targeted at individual investors. What does the future of equity crowdfunding look like?

Accredited Investor 48

Accredited Investor Non-Compete Vertical Acquisition 48

Startup Professionals Musings

APRIL 19, 2010

Later, when your venture is trying to close on financing, or even going public, that forgotten partner surfaces, demanding equity. Many startups delay incorporation until the first formal round of financing, which is too late. Trouble with the IRS over founders stock value.

Non-Compete 125

Non-Compete Accredited Investor Startup Cofounder 125

Growthink Blog

JUNE 18, 2014

Almost every day comes barely able to believe valuations on technology company financings, acquisitions, and public offerings. So for investors, this is as good as it gets. Real Estate, the Stock Market, Technology and Private Equity, Jobs, the Deficit, and more. And certainly not when the investment pickings are so good.

Accredited Investor 78

Accredited Investor Private Equity United States Valuation 78

Business Plan Blog

JANUARY 2, 2014

government’s long standing restrictions on fundraising has given life to a new type of financing called crowdfunding that allows Angel and other early stage investors to quickly assemble a group of investors over the internet. While startups are still limited by the types of investors they can take money from (i.e.

Angel Groups 51

Angel Groups Accredited Investor Angel Investor Due Diligence 51

Both Sides of the Table

MAY 15, 2010

Clearly a startup should consult its lawyer before filing or not filing.But the attorneys I relied on to write this piece told me that they’ve done lots of Section 4(2) deals in the past, and would recommend it to clients who had relatively simple financing agreements (not tranched-out, not too many investors, etc.) Short answer: no.

Stealth 285

Stealth SEC Advertising Accredited Investor 285

K9 Ventures

MAY 14, 2011

They may or may not be accredited investors, and they don’t invest regularly or often. The incubators invest usually for an equity stake and buy equity at a extremely low valuation (for example, 7% for $15,000, which implies a pre-money valuation of less than $200,000).

Preferred Stock 125

Preferred Stock Seed Stage Incubator Early Stage 125

Berkonomics

JANUARY 20, 2010

Some businesses require very little capital and the founder is able to self-finance the enterprise and retain 100% of its ownership and control from ignition through liquidity event (startup through sale). And even with the significant cost of credit card debt, many entrepreneurs aggressively use existing cards to finance a startup.

Private Equity 69

Private Equity Valuation Cap Table Accredited Investor 69

YoungUpstarts

NOVEMBER 17, 2016

It’s been about three months since equity crowdfunding was opened up to all Americans. This change means that virtually any individual, not just the wealthy, will have opportunities to make equity investments in early stage companies. As a VC and angel investor, I believe deeply in entrepreneurs. SEC definitions and rules.

Equity 100

Equity United Kingdom Cap Table Oklahoma 100

Berkonomics

MARCH 7, 2019

When you seek professional investors, whether organized angels or venture capitalists, one of the early questions you are asked is “How have you financed the business so far?” Investors love to see entrepreneurs who have used their own money to ignite their businesses. What would the SEC say about your investors?

Cap Table 61

Cap Table SEC Private Placement Accredited Investor 61

Gust

OCTOBER 26, 2011

As we conclude our convertible note financing series, there are assorted terms commonly seen in term sheets and deal documents that are worth touching on briefly. The Note Purchase Agreement and Convertible Promissory Note are essential documents for any convertible note financing.

Finance 79

Finance Term Sheet Covenant Accredited Investor 79

Professor VC

NOVEMBER 14, 2011

I cant remember if the SEC was one of the government agencies that Rick Perry wants to get rid of (but neither can he ), but it seems like this is the exact type of investor that the SEC was set up to protect. Angel investments are highly risky and I would estimate that over 90% provide no return to equity investors.

SEC 54

SEC San Jose Angel Investor Accredited Investor 54

Professor VC

MARCH 12, 2015

I don''t know the reasons for selling, but presumably Authy felt their prospects weren''t promising as a standalone entity and may have had difficulty raising further financing. Authy was a YC company, so Sam''s firm held a 7% common stock equity stake and benefited from the other angels holding the short end of the stick.

Syndicate 28

Syndicate Syndication Silicon Valley Common Stock 28

Ben's Blog

MAY 24, 2021

The SEC’s Director of the Division of Corporate Finance recently provided some guidance raising questions about the extent of PSLRA coverage. Thus, while looking for ways to make it easier for companies to go public earlier is important, we should also look to ways to expand access to retail investors in the private markets.

SEC 36

SEC Accredited Investor IPO Technical Review 36

The Next Web

AUGUST 14, 2013

It might take some digging, but I’d bet you can work your way to accredited investors through your own network easier than you might think. Warm introductions are about the best thing you can get for meetings with potential investors. We didn’t use it at all to raise money so others are likely better to ask about this strategy.

Founder 142

Founder Incubator Cofounder Accredited Investor 142

This is going to be BIG.

JUNE 1, 2020

Who benefitted equity-wise from Uber's success? Black drivers make up over 20% of who is actually behind the wheel but have no equity in the company as they are not technically employees. And investors? I currently work in a corporate finance setting but would be interested in VC if the opportunity ever presented itself."

Michigan 117

Michigan Deal Flow Accredited Investor Equity 117