Ben's Blog

AUGUST 31, 2020

IN THIS EDITION Fintech products ease more Americans into the stock market In defense of the IPO, and how to improve it What’s inside your (mobile) bank? Among the most interesting is Stash’s “stock back” program, which is essentially an alternative form of rewards. Thanks for signing up. in addition to home ownership.

IPO 36

IPO Stock Software Review API 36

Up and Running

DECEMBER 16, 2021

Some reasons why include needing a more detailed picture of your company’s value, submitting taxes, outlining employee stock option plans, or presenting to investors or creditors. Where EBITDA = Operating Profit + Depreciation & Amortization. Where SDE = Operating Profit + Depreciation + Amortization + Owner’s Compensation.

Valuation 86

Valuation .Net Metrics Balance Sheet 86

VC Cafe

JULY 21, 2020

Google Corporate Development – Google may sometimes invest in a company from the balance sheet. This most likely involves a combination of an operational team (cloud, enterprise, commerce, etc) and the corporate development team, led by Don Harrison. The website lists a handful of portfolio companies.

Technical Review 131

Technical Review Startup Early Stage Cloud 131

Eric Friedman

JANUARY 1, 2023

Far fetched, but with a balance sheet that is gigantic and the Peloton stock around $38 ($12bln market cap) at the time of this writing, I could see this making a lot of sense. -1: 6/ Apple consolidates operating systems into Apple OS across phone, tablets, desktops, and cars. 1: Nailed it. 1: Failed it. 1: Failed it.

Balance Sheet 60

Balance Sheet ChatGPT Technical Review Software Review 60

Eric Friedman

DECEMBER 10, 2022

Far fetched, but with a balance sheet that is gigantic and the Peloton stock around $38 ($12bln market cap) at the time of this writing, I could see this making a lot of sense. -1: 6/ Apple consolidates operating systems into Apple OS across phone, tablets, desktops, and cars. 1: Nailed it. 1: Failed it. 1: Failed it.

Balance Sheet 60

Balance Sheet ChatGPT Technical Review Software Review 60

YoungUpstarts

NOVEMBER 24, 2020

The process works via a “true sale” of a client company’s stock inventory to special purpose vehicles (SPV) incorporated by SYME. A diversification of assets and fresh yield is on the table for investors, while for client companies, it’s immediate liquidity that allows them to buy more stock, warehousing, land, whatever they need to grow.

Balance Sheet 290

Balance Sheet Stock Europe IPO 290

Both Sides of the Table

AUGUST 30, 2010

My original thinking from Oct ’09 was, while I didn’t (and still don’t) have a crystal ball I worried that: consumers were over-stretched with debt (and make up 77% of the economy), unemployment would continue to rise, which in turn would drive the stock market south and cut the rate of M&A activity and VC investment even further.

Entrepreneur 298

Entrepreneur Technical Review Balance Sheet Government 298

YoungUpstarts

MAY 12, 2014

by Forbes magazine publisher Rich Karlgaard and author of “ The Soft Edge: Where Great Companies Find Lasting Success “ Avid market watchers know that the last two months have been devastating to fast-growth Internet stocks. Investor sentiment has shifted away from growth stocks with high price/earnings multiples.

Stock 157

Stock Memphis Balance Sheet Analytics 157

Up and Running

JUNE 17, 2019

But the truth is most businesses ignore the most powerful financial tools in the accounting arsenal: the balance sheet and the cash flow statement. The balance sheet. Think of the balance sheet as a window into your business’s financial strength. Owner’s equity: “ What is left over for the owner(s)?”

Balance Sheet 120

Balance Sheet Small Business Finance .Net 120

Up and Running

AUGUST 13, 2014

A financial plan section with the balance sheet,  cash flow statement, and income statement are must-haves. If the number after direct costs is smaller than the total of your operating expenses, youll know immediately that youre not profitable.

.Net 100

.Net Balance Sheet Forecast Business Plan 100

NZ Entrepreneur

JANUARY 24, 2022

Your business started as an idea and a vision – you had the passion and tenacity to stick with it, to develop and innovate, and to commercialise and drive it into being the successful operation it is today. A business that will operate without you, and is easy to upscale, is always going to be an advantage.

Balance Sheet 101

Balance Sheet Database Stock Sales 101

Steve Blank

MARCH 31, 2014

In fact, it was only 7 years ago that Apple shipped its first iPhone and Google introduced its Android operating system. The stock market clearly values companies that can deliver disruptive innovation. Think about this; 7 years ago Nokia owned 50% of the handset market. Apple owned 0%.

Private Equity 329

Private Equity Metrics China Intellectual Property 329

Both Sides of the Table

JUNE 17, 2017

It was a stock option incentive related “expense” but I bet you didn’t know that because in an era where we only read the headlines — they must be a train wreck losing billions. If you don’t have a strong balance sheet and can’t hire more people that’s fine — but understand this may lead to slower growth. Two-f **g-billion!

Stock Options 227

Stock Options Startup Dilution Venture Capital 227

Up and Running

JUNE 13, 2017

The explanation for the discrepancy is simple: large banks are focused on sourcing and scaling loans over one million dollars, cross-selling products to their customers, and driving down costs through standardized operating procedures and technology. Lenders can secure loans with equipment, a stock portfolio, or other assets.

Community 117

Community Technical Review United States New York City 117

Up and Running

NOVEMBER 5, 2018

Second, money to be spent on operating expenses and buying inventory. Pre-launch versus normal operations. The same expenses after launch are considered operating or ongoing expenses. Inventory purchased after launch will affect cash flow, and the balance sheet; but isn’t considered part of the starting costs.

Cost 150

Cost Balance Sheet Startup Intellectual Property 150

Up and Running

FEBRUARY 12, 2014

No doubt you refer to your income statement and your bank account for the basics, but the truth is most businesses ignore the most powerful financial tools in the accounting arsenal: the balance sheet and the cash flow statement. The Balance Sheet. An income statement is usually prepared monthly, quarterly or annually.

Balance Sheet 136

Balance Sheet Small Business .Net Finance 136

Startup Lessons Learned

MAY 25, 2020

13:58) Advice for companies who think it's too late to start looking for new ways to operate, including some examples from Austin, Texas. (15:55) Because in a recession, the thing that turns a recession into a depression is there's a shock like this, we're all afraid for our business, our balance sheet. And you're touching on.

Technical Review 148

Technical Review Balance Sheet Texas Austin 148

Up and Running

AUGUST 30, 2017

All percentages of ownership, investor details, stock details, and so on should be listed. Your financial projections should include forecasted income, expected enrollment growth, balance sheets, cash flow statements and projected/needed capital expenditures. Projected costs. This is normal. Capital costs.

Business Plan 93

Business Plan SBA Software Review Advisory Board 93

Steve Blank

JUNE 23, 2016

Here are four reasons: First, companies bought into the false premise that they exist to maximize shareholder value – which said “keep the stock price high.” It’s a lot easier to get these numbers to look great by outsourcing everything, getting assets off the balance sheet and only investing in things that pay off fast.

Architecture 227

Architecture IRR Balance Sheet Liquidity Event 227

A Crowded Space

DECEMBER 9, 2013

He also states that he’ll give a “no” in a few minutes, probably just by looking at the balance sheet and income statement. In VC: operate on the same principle, incredible patience waiting for the right deal and give yes’s and no’s very quickly. He buys big and he tries to buy 100% of a business.

Technical Review 68

Technical Review Deal Flow Balance Sheet Down Round 68

YoungUpstarts

FEBRUARY 11, 2014

Banks often require strong balance sheets and steady income — the very luxuries entrepreneurs most often lack—before they will lend money. Mr. Aitken served as Chief Operating Officer of Myriad Group AG from March 13, 2009 to July 23, 2009. He served as Chief Operating Officer of Purple Labs SA. He co-founded Movota Ltd.

Balance Sheet 178

Balance Sheet .Net Cofounder Stock 178

Occam's Razor

MAY 2, 2017

The very best analysts are comfortable operating with ambiguity and incompleteness, while all others chase perfection in implementation / processing / reports. Stock Photography: Shutterstock. I spend hours looking for inspiration for the stock photos that end up on my LinkedIn Influencer channel posts. Evaluate.

Metrics 141

Metrics Acquisition eCommerce Analytics 141

Duct Tape Marketing

NOVEMBER 16, 2023

And so typically owners are busy, they look at the p and l, but they don't look at the balance sheet or they don't look at a cashflow statement. And if you're just checking in once a quarter or once every six months, really you're looking only at numbers and not operations and what's actually happening in the business.

Michigan 70

Michigan CPA Small Business Hiring 70

VC Adventure

MARCH 19, 2020

Drawing down your debt (as many people have already pointed out) is probably a good idea now as well – you want that cash on your balance sheet (there are some cases where this won’t make sense, which is why I’m avoiding a blanket “you must do this” statement around debt. Stress test your operating plan.

Balance Sheet 69

Balance Sheet Portfolio Stock Early Stage 69

Up and Running

JULY 18, 2014

One of the easiest ways to start a business is to operate as a sole proprietorship, but easy doesn’t really mean the best. Typically a C Corporation is a good idea when: You need to raise equity, to maximize medical deductions or you plan on using multiple classes of stock. Understanding your cash-flow is just good business.

Small Business 87

Small Business LLC Nevada Software Review 87

YoungUpstarts

APRIL 2, 2013

By researching average annual revenue in the industry, make educated estimations of future cash flows, asset accumulations (including equipment and fixtures), liabilities (such as loans and lines of credit) and other costs, including rent, payroll, insurance, permits, inventory and operating expenses. Prepare a Balance Sheet.

Small Business 149

Small Business Limited Liability Company Balance Sheet Finance 149

VC Adventure

SEPTEMBER 15, 2015

Massive caveat here: I’m not trying to predict the stock market. Plus I agree with my partner Brad, who said recently , “I think everyone will have an opinion and no one will have any real idea,” about what’s going to happen in the stock market (this in an article that appeared after just two days of a down market).

China 48

China Balance Sheet Stock Metrics 48

Haystack

NOVEMBER 24, 2018

price tag squeezed out by BlackBerry represented *over half* of the actual cash reserves it had sitting on its balance sheet. Here’s my quick analysis with respect to two major recent technology exits: BlackBerry Acquires Cylance For $1.4B. 1/ Cash Is King: The $1.4B and Thoma Bravo took over Veracode for $950M.

Acquisition 62

Acquisition Artificial Inteligence Balance Sheet Cofounder 62

crowdSPRING Blog

FEBRUARY 28, 2019

A business plan is a document that outlines the financial and operational goals of your business. This section gives a brief overview of the industry sector your business will operate in. Operating plan. Any suppliers, manufacturing processes, and any other operating details also appear here. An industry overview.

Business Plan 64

Business Plan Small Business Administration Hiring Social Media 64

Up and Running

JULY 20, 2015

Operating activities. Your organization’s operating activities include everything that relates to how you generate revenue. If your business plays in the stock market at all, you’ll also have to indicate when you buy or sell securities here as well. The components of a cash flow statement. Financing activities.

Dividend 60

Dividend Balance Sheet .Net Merger 60

ithacaVC

JANUARY 24, 2013

Having a relatively small about of convertible debt on your balance sheet prior to your Series A financing is not a bad thing. The X and Y are negotiated, with the Y typically being a date shortly before the convertible debt is all used up by the company in its operations. So, $3mm/(3,400,000+500,000) = $.7692 7692 per share.

Valuation 53

Valuation Balance Sheet Option Pool Dilution 53

Eric Friedman

AUGUST 18, 2021

But then again, I’m not a gold bug, I don’t trade stocks, I don’t go to casinos. People talk about businesses that are obviously lending businesses as if they take no balance sheet risk or have no credit exposure. On Deciens’ Lean Operation. In that regard, I don’t understand crypto.

Silicon Valley 88

Silicon Valley Venture Capital Cofounder Africa 88

VC Adventure

FEBRUARY 10, 2016

Just as we’ve seen this in the public markets (with Google, Facebook and a few other giants suffering stock losses much less than their smaller peers), the private markets are quickly differentiating true market leaders from the rest of the pack. Hopefully you took the opportunity in the past few quarters to shore up your balance sheet.

Balance Sheet 48

Balance Sheet Valuation Metrics B2B 48

Reid Hoffman

JUNE 8, 2021

The company had a wild year, from the initial crisis management that came in the form of restructuring the company and refunding millions of dollars off their own balance sheet, to lobbying Congress, to provide support to hosts, [and] launching initiatives to provide housing for frontline healthcare workers.

Silicon Valley 69

Silicon Valley Hosting Rhode Island Design 69

Reid Hoffman

JUNE 8, 2021

The company had a wild year, from the initial crisis management that came in the form of restructuring the company and refunding millions of dollars off their own balance sheet, to lobbying Congress, to provide support to hosts, [and] launching initiatives to provide housing for frontline healthcare workers.

Silicon Valley 36

Silicon Valley Hosting Rhode Island Design 36

Startup Lessons Learned

JUNE 9, 2020

One by one the markets in which you operate shut down. They're our shareholders, they're our employees, they're our hosts, they're our guests, and they're also the communities we operate in. You created the longterm stock exchange. You can't really operate. But that was $250 million of money on our own balance sheet.

Silicon Valley 60

Silicon Valley Hosting Cofounder Employee 60

crowdSPRING Blog

MARCH 14, 2019

Take a look at the other realtors and brokerages in the area to determine what your competition is doing in the marketplace, and take stock of how these existing businesses are approaching things. A business plan is a document that outlines the financial and operational goals of your business. Operating plan. Market analysis.

Business Plan 79

Business Plan Limited Liability Company Small Business Sales 79